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What is some options for state paid health insurance for lower income individuals in the state of New Jersey?
Jun 26, 2007 by Michael I | Posted in Other - General Health Care
Looking for any type of state paid insurance for medical coverage in New Jersey.
Here is a link to the New Jersey State Medicaid website: http://www.state.nj.us/humanservices/dmahs/dhsmed.html
There are phone numbers on the website to get more information about the income limitations and what's available.
If you're not within the income limitations I'd suggest to visit a local independent agent to see what is available in your area. This person knows the market and can find the best plan for you; they don't charge anything for the service.
Zarnev | Jun 27, 2007
Background Check
How do you find good medical insurance in the USA if you are 70+ years old with pre-existing med conditions?
Oct 06, 2008 by Independent Consultant | Posted in Other - General Health Care
My mom is 70+ years old and has pre-existing medical conditions.
How can I find medical insurance for her in the USA?
She is not eligible for Medicare since she is not a US citizen, but she is a green card holder.
Is there any Medicaid program available for Texas or New Jersey which she could qualify for?
She would be eligible for both Medicaid and Medicare after being a permanent legal resident of the USA for 5 years; she doesn't need to be a citizen. For Medicare she would have to pay both Part A and Part B premiums.
There are few plans available to anyone over 65. Those that are available are more lenient with regards to pre-existing conditions because they won't cover those conditions for 24 months. Call a local agent to see what plans may be available in her area. Most agents don't work in this market so you may have to make many calls before you can find someone knowledgeable.
Zarnev | Oct 07, 2008
Vinyl Lettering
I am new to the USA Health insurance system, please Help?
Jun 02, 2007 by egyptianprincess78 | Posted in Other - General Health Care
I live In New Jersey and work in New york, I will get my Health/medical Insurance through my Employer.
I have no Clue how it works, what options.
any Ideas/ suggestions/recommendations ?
First, it will be good to get a Summary of Benefits on your employer plan. It is usually available once you become eligible for the plan and outlines what coverage you have for clinic and hospital services, tests and procedures, what to do in case of emergency, etc. Once you get the summary, if you read over the material and don't understand it, just call your insurance customer service rep for clarification. If your plan requires that you use a specific network of doctors, pharmacies and other providers, then the same customer service rep should be able to help you in determining where it's most convenient to establish your medical care. If you are due to have a medical exam (perhaps to renew medication or continue treatment on an existing condition) then it would be good to get established with a doctor recommended by your plan. The doctor may want your past medical records to continue your care and his/her office staff can help you in getting them. The most important thing is to get familiar with your coverage and get established with a physician group so that when you need care, it is readily available. Good Luck
ran | Jun 02, 2007
Background Report
Health coverage after a layoff - abc7news.com
10.01.09
5 Steps to Take for Holding on to Your Insurance Coverage 1. COBRA. While this may be the most expensive option, it's a good one for someone with a pre-existing medical condition. For people recently laid off, the first, immediate option to review is COBRA coverage. COBRA is required of businesses with 20 or more employees. It provides continuation of group health coverage that otherwise might be terminated. One common myth about COBRA coverage is that it is only good for 18 months, but quite often this is not the case as it can be continued indefinitely through state COBRA programs. First steps include checking with the employer's human resources department to receive complete information on how to qualify for COBRA, the costs and how to apply. If COBRA is an option, it should be carefully reviewed before being refused as once it's dismissed, it can't be recalled. 2. Going from a double- to a single-income family. For the family in a two-income home where one parent has been laid off, checking into programs like Healthy Families is an important step. In many states, a family of 4 can make up to $60,000 (California, Connecticut, Hawaii, Illinois, Indiana, Maryland, Massachusetts, Missouri, New Hampshire, New Jersey, Pennsylvania, Tennessee, Vermont, Washington, D.C.) and in other states up to $50,000 a year (Alabama, Georgia, Louisiana, New Mexico, New York, Washington) and still qualify the children for comprehensive coverage. These programs may provide low-cost health coverage for children and teens up to age 19 including comprehensive health, dental and vision coverage. Moving the family's young dependents from private insurance to government sponsored plans can reduce monthly premiums and perhaps make a family's adult private premium coverage affordable.
Source: abc7news.com, CA
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New Jersey medical insurance - News
Health coverage after a layoff - abc7news.com
abc7news.com, CA - Jan 10, 2009
Health coverage after a layoff For people who have been laid off and must purchase individual health insurance but are unable to obtain coverage due to a pre-existing condition,
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Legislators Must Allow the State Health Benefits Commission to ... - NJ.com
NJ.com, NJ - Jan 10, 2009
NJ.comLegislators Must Allow the State Health Benefits Commission to This Commission has the strong support of the New Jersey Health Underwriters Association - of which I am a member - as we believe such a commission ensures
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New York May Require Longer Coverage for Family Health Plans
Bloomberg - Jan 07, 2009
New York Daily News He said New Jersey, which has a similar rule, hasn’t seen higher premiums for group health insurance policies. Extended coverage for young adults wouldn’t Step forward on coverage Governor proposes health coverage for adult children Paterson Warns of ‘Historic Economic Challenge’ -
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Employees Need Health Insurance, Not Cash - The Star-Ledger - NJ.com
The Star-Ledger - NJ.com, NJ - Jan 08, 2009
The Star-Ledger - NJ.comEmployees Need Health Insurance, Not Cash It is an issue of paramount concern to the New Jersey Association of Health Underwriters, of which I am affiliated. We are seeing employers opt to give
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Nagaswami S. Vasan, DVM, PhD, to Receive Outstanding Medical ... - PR.com (press release)
PR.com (press release), NY - Jan 09, 2009
Nagaswami S. Vasan, DVM, PhD, to Receive Outstanding Medical The awards program is sponsored by MDAdvantage Insurance Company of New Jersey, a leading provider of medical professional liability insurance in New
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