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New York Gov. Proposes Expanded Health Insurance for Dependents
 Keith L. Martin of the Insurance and Financial Advisor just reported on a new proposal by Governor David Paterson regarding New York health insurance. He wants to expand health care coverage by mandating that health insurance companies cover policy dependents up to age 29, at the policyholder’s own expense. Currently, parents’ health insurance plans in New York state cover their children until they are either 18 if they aren’t enrolled in college, or 22 years old if they are.
This age group is at increased risk for being without health insurance: many 19-to-29 year olds are either unemployed and struggling to find jobs, laid off, or working in positions that don’t offer health insurance. Individual health plans are usually far more expensive than group coverage.
Paterson’s legislation will address those issues, in addition to possible provisions for any grandchildren of the policyholder. Keith says that this proposal is a step towards universal health care reform by controlling medical costs and including a large group of generally healthy people in the pool to spread risk. This demographic is a low-risk pool for insurers, but could have a negative effect on smaller employers.
(Photo credit: jimbowen0306 under CC 2.0)
Source: Health Insurance Blog
Is not having medical insurance for children in New York considered neglectful?
Jan 02, 2007 by anthony b | Posted in Law & Ethics
Being that this is New York and one of the biggest publisized issue is that no child shall go without health care, one would think that not having insurance for children is neglectful.
I dont know and would like to find out if my thinking is correct.
Not if you have other means of obtaining medical care, such as paying in cash, being a physician or having access to a free clinic.
laughter_every_day | Jan 02, 2007
Investing Club
What is the best medical insurance in New York City?
Nov 11, 2008 by *BrwEyes* * | Posted in Insurance
It is like asking what is the best restaurant in NYC. There can be no definitive answer. When asking about health insurance how do you define "best"? Does best mean the cheapest premium or does best mean the finest coverage money can buy?
You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even suggest a discount plan which is not insurance at all.
Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.
If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant.
On the other hand if you are young, healthy and use the health care system rarely you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.
Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. They can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network.
Use the Internet to educate yourself but use an agent to purchase the coverage.
Tom Z | Nov 11, 2008
anyone know about CDPHP medical insurance in New York?
Nov 14, 2006 by radley1009 | Posted in Other - General Health Care
was wondering what they covered as far as vision care is concerned (eyeglasses, contacts) thanks
Healthy New York
A New York state program, available on a direct pay basis to sole proprietors, the self-employed, small businesses, and employees whose employer does not offer insurance.
Program information & eligibility: Visit the Healthy New York web site.
CDPHP Healthy NY Rates: See monthly rates by county.
Summary of Benefits: View the Healthy New York Benefits Summary
Contact CDPHP: Sole proprietors and groups may contact the CDPHP small business department at 1-800-993-7299 or by E-Mail for information. Individuals should contact the member services department at 1-800-777-2273 or by E-Mail .
:> peace
Pit | Nov 16, 2006
Paterson plan offers strong medicine for health care - Elmira Star-Gazette
10.01.09
Paterson's proposed budget for 2009-10 expands eligibility for more New Yorkers to be covered by public and private health insurance and provides incentives for access to the kind of primary care and preventive services that can help avoid unnecessary emergency department visits and costly hospital care. Nearly one in four New Yorkers, or 4.5 million residents, are enrolled in public health insurance in New York. Some 3.7 million children and adults are covered by Medicaid, 518,000 adults by Family Health Plus, and 365,000 children by Child Health Plus. In 2008, the governor expanded income eligibility for Child Health Plus from 250 percent to 400 percent of the federal poverty level ($70,000 for a family of three), making an additional 64,000 children and teens statewide eligible for subsidized coverage. Additionally, families with incomes above 400 percent may now buy into the program at the full monthly premium. Paterson's proposed budget for the next fiscal year supports further steps to assist the nearly 2.5 million New Yorkers who lack health insurance. His budget expands access to health insurance for uninsured adults by increasing income eligibility for the Family Health Plus program to 200 percent of the federal poverty level. His budget also streamlines and simplifies the application process for all public health insurance, making it easier for New Yorkers to enroll and stay enrolled.
Source: Elmira Star-Gazette, NY
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New York medical insurance - News
Joyce Dopkeen/The New York Times - New York Times
New York Times, United States - Jan 10, 2009
Joyce Dopkeen/The New York Times He and his wife could not afford the $5000 or more it would have cost them for health insurance. “I have nothing against people who get on the system,” he
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Jeff Riedel for The New York Times - New York Times
New York Times, United States - Jan 10, 2009
New York TimesJeff Riedel for The New York Times And the states of California and New York took action against the direct-to-consumer companies, arguing that what they provide are medical tests and thus
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Paterson plan offers strong medicine for health care - Elmira Star-Gazette
Elmira Star-Gazette, NY - Jan 10, 2009
dBTechnoPaterson plan offers strong medicine for health care Nearly one in four New Yorkers, or 4.5 million residents, are enrolled in public health insurance in New York. Some 3.7 million children and adults are What Medicaid Tells Us About Government Health Care Three Roadblocks on the Road to Health Reform A bailout for Medicaid? -
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New York May Require Longer Coverage for Family Health Plans
Bloomberg - Jan 07, 2009
New York Daily News New York, with a total population of 19.3 million, has 2.5 million people without health insurance. About 31 percent, or 775000, of those are 19 to 29 years New York businesses to feel pain of proposed health insurance bill Paterson Would Insure Dependents Up to Age 29 Gov. Paterson: Let kids stay on folks' insurance -
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The Neediest Cases A Father in Trouble, and a Mortgage Long Overdue - New York Times
New York Times, United States - Jan 10, 2009
New York TimesThe Neediest Cases A Father in Trouble, and a Mortgage Long Overdue More Articles in New York Region » A version of this article appeared in print on January 10, 2009, on page A18 of the New York edition.
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