Does anyone have volcano insurance that lives on the Big Island of Hawaii?

If so how much is it?


I imagine it would be wildly dependent on the value of the house!!

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Life Insurance 4 Years After Divorce?

Okay, here's the situation. A Colorado man gets divorced from his wife, the divorce is amicable so they do it without a lawyer. He leaves her as the sole beneficiary on his life insurance because they have two kids together. Meanwhile he gets remarried and moves to Hawaii. Four years after the divorce he dies, and now the insurance company is claiming that there's an 1873 law on the Colorado books stating that if you want to leave your ex-wife as beneficiary, you have to state it in your divorce agreement.

I understand that, but wouldn't the fact that he's now had FOUR YEARS to change the policy to reflect his new situation matter?

Anyone with divorce/legal expertise that can help me?


I don't believe such a law exists. If this was true it would be chaotic. If the decedent's beneficiary request is not honored who is now the beneficiary? Children of the previous marriage? Children of the new marriage? New wife? Decedents estate to be argued over by the survivors? What if there was yet another marriage? As you can see it could get confusing.

Is it the insurance company that is telling you this or someone told you that this is what the insurance company said? If it is the insurance company have them put it in writing citing this 1873 law.

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life insurance purchased on my friend with out her permission

my friend just had a recent heart attack. she recently found out her boyfriend of 18 yrs. purchased life insurance on her without her knowledge . she had no clue until she stumbled across a bunch of papers he had. is this even legal? what steps should she take against him if she finds out what he did is wrong? she's from the state of hawaii where we have no common law marriage. she's now afraid for her life.
This is regarding beenthere's answer I didn't include full detail about her situation. Everything was fine & dandy up until her heart attack a yr. ago the life insurance was dated after her heart a attack. I could see if it was dated before. But why not tell her about it?
After her heart attack he started acting really shady. Several times her family & myself came to visit her he's called the cops on us.
His actions are really strange so for a partner of 18yrs why the change all of a sudden? He wasn't just a boyfriend to my dear friend he was my friend too.
He's not acting like himself.
And now that we find the insurance policy what should we think.


no this is not legal
she can confront him
call the insuring company
call the state insurance commissioner
have the ownership of the policy put in her name and she can change the beneficiary

this is an illegal contract as it was entered into on fraudulent information

sounds like he could have a finacial agenda

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Daughter hopes care case highlights plight of Hawaii's elderly - Honolulu Advertiser

On Dec. 17, Florence Ko was evicted from Nu'uanu Hale because of thousands of dollars in unpaid bills and was dropped at the Straub Clinic & Hospital's emergency room, wearing only a hospital gown and with less than $3 in her purse. Ko, who is confined to a wheelchair because of polio-related ailments, told The Advertiser she didn't know what was happening when she was left at the hospital.

"Kathryn Ko, as one of Florence's four children, has helped her mother financially over many years and assisted in paying her mother's Nu'uanu Hale invoices until life-threatening illness within her immediate family made it necessary for Kathryn to redirect her resources," Honolulu attorney Alan Kido, who used to represent Florence Ko, wrote in a statement to The Advertiser. "Without financial support from Kathryn, Florence's unpaid long-term-care expenses at Nu'uanu Hale began to mount."

The plight of Florence Ko was reported Sunday on the front page of The Advertiser and has generated widespread comments over the nursing home's actions and the actions of the family regarding the unpaid bills.

Hawaii life insurance - News


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