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What to do when you need to see a psychologist or counseler and you have no medical insurance?

Apr 03, 2007 by peaceseeker | Posted in Mental Health

I am severely depressed and have been for months. I live in Tennessee where there is absolutely no help available for the uninsured. Tennessee used to have a free heath plan available to those who otherwise could not afford help. I am practically bed ridden at this time from not having the energy or will to even move. I've never been this depressed and don't know what to do. No one in my family (whom I'm staying with) has the money to help me. I am presently unemployed and have no money at all. My back and neck hurt so much now from laying in bed all day and night that it's hard for me to get around. Where can I turn now? Can anyone help me out here with what to do under these circumstances? I feel broken and forgotten.

Depression can be cured easily with medication. Find a family practice and call them. Tell them your situation and that you desperately need help for depression and are having trouble financially. They can work with you or refer you to someone else who can help you work out a payment plan. Do not be afraid to ask for help. I went into a deep depression after losing 4 members of my family all within a short period of time, then I lost my job I had for 10 years. Talk about DEPRESSED! I hit rock bottom. I let depression take over me for about 4 months then I said enough and went to the doctor. Medication helped tremendously and I was able to pull myself back up and get a new lease on life. You are not alone and you are not forgotten. Just reach out and ask for help ok?

LadyAngler | Apr 03, 2007

tennessee insured driver hit me in a no fault state - who gets my medical bills?

May 08, 2008 by elizabeth q | Posted in Law & Ethics

I was in a friends car driving through NJ when we got hit by a tennessee driver. We were stopped because of construction and he just plowed into us. When I got home to NC I went to Dr and had to have MIR for neck injury. I am trying to file a claim against this fellas insurance and his agent tells me that because the accident happened in NJ - which is a no-fault state- that I would have to file a claim with my own insurance company or my friends ( the one whose car got hit). This does not seem right to me b/c the fellas insurance company admitted fault and paid for the damages to my friends car - if he is at fault shouldent his insurance (TN) cover my medical bills even if the accident happened in a no-fault state? Please help!! What should I do??

Phone them back and point out that they already admitted fault and paid for your friends car. If they don't respond contact a lawyer and see where you stand.

horizontally_challenged | May 08, 2008

What is your monthly child support?

Oct 23, 2007 by Dave B | Posted in Law & Ethics

I live in Memphis and make $12 an hour and the courts think that $690 a month plus medical insurance of $140 a month is fair for one child. Tennessee answers would be preferred but is open to anyone.
Well no one answered the question...I know there are other fathers out there paying child support no just people judging mine. If I wanted that I would ask if anyone had opinions.

That sounds fair to me.You will be spending probably more if your child lives with you.Taking care of kids is expensive and you should be happy that you are able to provide for your child

RX | Oct 23, 2007

Health coverage after a layoff - abc7news.com

10.01.09

5 Steps to Take for Holding on to Your Insurance Coverage

1. COBRA. While this may be the most expensive option, it's a good one for someone with a pre-existing medical condition. For people recently laid off, the first, immediate option to review is COBRA coverage. COBRA is required of businesses with 20 or more employees. It provides continuation of group health coverage that otherwise might be terminated. One common myth about COBRA coverage is that it is only good for 18 months, but quite often this is not the case as it can be continued indefinitely through state COBRA programs. First steps include checking with the employer's human resources department to receive complete information on how to qualify for COBRA, the costs and how to apply. If COBRA is an option, it should be carefully reviewed before being refused as once it's dismissed, it can't be recalled.

2. Going from a double- to a single-income family. For the family in a two-income home where one parent has been laid off, checking into programs like Healthy Families is an important step. In many states, a family of 4 can make up to $60,000 (California, Connecticut, Hawaii, Illinois, Indiana, Maryland, Massachusetts, Missouri, New Hampshire, New Jersey, Pennsylvania, Tennessee, Vermont, Washington, D.C.) and in other states up to $50,000 a year (Alabama, Georgia, Louisiana, New Mexico, New York, Washington) and still qualify the children for comprehensive coverage. These programs may provide low-cost health coverage for children and teens up to age 19 including comprehensive health, dental and vision coverage. Moving the family's young dependents from private insurance to government sponsored plans can reduce monthly premiums and perhaps make a family's adult private premium coverage affordable.

Source: abc7news.com, CA

Tennessee medical insurance - News


Health coverage after a layoff - abc7news.com
abc7news.com, CA - Jan 10, 2009
Health coverage after a layoff - abc7news.com ABC NewsHealth coverage after a layoff For people who have been laid off and must purchase individual health insurance but are unable to obtain coverage due to a pre-existing condition, COBRA Premiums Consume 84 Percent of Unemployment Benefits Families USA: Unemployed Workers Become Uninsured Because COBRA

Daschle Pledges Bipartisan Health Care Reform Effort
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Daschle Pledges Bipartisan Health Care Reform Effort Voice of America The team traveled to Tennessee, where people with insurance coverage are struggling economically; to Massachusetts, where there's a shortage of Video: Ted Kennedy Speaks To CBS News AP Political NewsBrief at 3:53 am EST Healthcare reform tops Daschle agenda

Finding health insurance when unemployed - WVLT
WVLT, TN - Jan 10, 2009
Finding health insurance when unemployed That was in October and every day since he's been at the Tennessee Career Center endlessly searching for a job. But to make matters worse, theres another

TennCare clear to check benefit eligibility - Memphis Commercial Appeal
Memphis Commercial Appeal, TN - Jan 10, 2009
TennCare clear to check benefit eligibility People who qualify for this program automatically qualify for TennCare or similar health insurance programs for the poor. In the 1970s, Tennessee was Med: Still no deal with TennCare provider

Early Caesareans Pose Risks to Newborns - New York Times
New York Times, United States - Jan 09, 2009
Early Caesareans Pose Risks to Newborns - New York Times New York TimesEarly Caesareans Pose Risks to Newborns The women who were more likely to deliver early were white women with private health insurance, and the medical centers were all top-notch hospitals,

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