Economy Causing Lower Health Insurance Coverages

By Ethan KalvinHealth insurance coverage has dropped for the new year according to a study released by the Employee Benefit Research Institute. Though in the prior year coverage had minimally increased, current year statistics show a clear decline. The non-profit research organization just recently released the report which shows that the number of people covered with an employer-sponsored

question about idaho health insurance?

I live in Oregon right now and im 18 and pregnant. i have Oregon Health Plan because they give it to pregnant women.
I am unemployed and the OHP covers all of my doctor bills for my monthly check-ups for the baby.
BUT I have to move to Idaho and I was wondering if there is any health insurance there thats like OHP that you can get for being pregnant. i need to know cause i still need monthly check-ups and i cant afford it without Insurance like that!
heeelppp


Yes, there is the same type of plan in Idaho, here is the website: http://www.healthandwelfare.idaho.gov/site/3629/default.aspx

I would suggest contacting them prior to your move to find out what you need to do to get the paperwork started. It can take several months to process, and although most Medicaid is retroactive 3 months you may have to pay the doctor bills first and then get reimbursed.

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What are some good options for health insurance?

What are some good options for health insurance? My husband is still full time student, but it is too expensive to get on the schools insurance plan with him. I want decent coverage and also maternity coverage (just in case).. and I really don't know where to start looking. I just graduated and had always been on the schools insurance so this is a whole new step for me!! We don't have alot of money... We also go to school 7 months of the year in Idaho and live the other 5 in New Mexico for his job.. If that makes a difference.
If anyone could offer any help that would be great!!
And please only good thoughtfull answers.. I don't want any of the sarcastic few word ones.. this is a serious question.


Stay away from health insurance companies that advertise on television. That just drives up your premium costs which amounts to borderline insanity for the customer. Keep your deductibles as high as you possibly can and that will keep your premiums low.

It sounds as if your husband's work fails to provide health insurance options. You might consider checking with local insurance agents who sell health insurance.

Shop around before you make a decision. Also learn to negotiate. Most American's negotiating skills are absolutely pathetic. Be bold enough to get a company to quote your coverage/premium and then call them back when someone else beats their offer. Keep calling them back until they say they can't go any lower. Always document who you spoke to and when so they are prevented from giving you the run-around.

Can my brother add me to his health insurance?

I understand that without knowing which carrier my brother has it's not possible to know the answer for sure. But in most cases would my brother be able to add me to his insurance? He works at a hospital and has the typical $10 co-pay, 80% coverage insurance. I live in Idaho and he lives in Kentucky. He has no spouse or children.


No. Not unless you were a minor and he was your legal guardian. Defintiely not if you live in two different states.

Though difficult, Otter says budget cuts needed - Fort Mills Times

He said such encounters underscore the difficulties Idaho government faces as its economy sours: Finding places to save as tax revenue shrivels, while simultaneously maintaining necessary services that residents rely on.

"I told her I was going to work real hard to try to get her back the eight hours, but I couldn't promise her," Otter said. "When you put that kind of a face on it, I say again, cutting a budget is almost as difficult as raising taxes."

Otter already has ordered $130 million in across-the-board budget cuts for the current fiscal year and is recommending another $120 million be cut from fiscal year 2010 starting next July.

Otter's figures tentatively put his proposed 2010 budget at about $2.69 billion, about 8 percent less than the current year's original appropriation. He'll present his formal plan Monday in his State of the State speech when the Legislature opens its session.

Legislative leaders who participated in the annual forum agreed that nearly every decision made in the 2009 Legislature will be colored by dismal economic numbers.

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