When reach the age for medicare does my State of Illinois health insurance for state retired employes change?
When you become eligible for Medicare, the two plans will coordinate benefits. This means that one plan will pay first (primary) and the other will pay secondary.
If you are retired from the State, Medicare will be the primary payer. You will need to tell your insurance company that you are picking up Medicare so they know to wait for Medicare to pay first.
Note that having two insurance companies does not guarantee that you will never have to pay a portion of your care. Watch your insurance company statements (EOBs) closely to determine if you have any liability.
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