Finding restrictions on a California car insurance policy?

I was involved in a minor accident while driving my mother-in-law's car. I am on her policy, so assumed I would be covered, but was just told that I might not be because I was driving for work. Where on the policy does it show whether or not I was covered? I don't want to keep driving her car for work unless I am.


You're not going to like my answer. Most auto insurance policies do not cover the use of a car for business purposes unless you declare the business use to the insurance company so it can be used to properly rate your premiums.

Jobs like courier, pizza delivery, small package delivery, etc that is done with a privately owned vehicle (not company owned) must be declared to the insurance carrier, because you represent a greater risk due to the added exposure to traffic. Sorry, but you may not be covered. Please check the "Declarations" page of the policy.

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How much is car insurance in California, in LA for example?

I've been seeing a lot of cars with California license plates in New York. NY insurance is expensive. I wonder if they do it because it's cheap there, or because they drive out here.

I want to know because I want to move out there.


Insurance is individaul, so what is cheap for me, may not be cheap for you. it is based on driving record, age, vehicle among other factors.

Just get an online insurance quote to see how much insurance in LA would be. Go to http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html this will compare all companies in LA and give you the lowest prices. You may have to enter a LA zip code, so just look one up in google.

Hope that helps

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Where does it say this about car insurance in California?

I've heard on the news that it's now illegal for a car insurance company to change your rates based on where you live, at least in California if not nation wide.


Well, California law doesn't apply to the other states - each state makes it's OWN laws regarding insurance.

A comparison to whats already out there is good too..

http://www.surveyland.org/jump.php?link=insurance

Hope that helps.

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Grant's family pleads for peace - San Jose Mercury News

The department's role will to be to aide the Alameda County District Attorney's office, which previously had been working exclusively with BART police, in its investigation.

"We will review what has been done and we will develop our own witnesses as well," said Oakland police Chief Wayne Tucker. "That's what's intended now."

Alameda County District Attorney Tom Orloff said he expected a case to be "totally prepared" in about two weeks.

"I know people are unhappy with that," he said. "I know there's a lot of emotion. I have to sit back and look at this as objectively as I can with all the facts that are available and make the decision — not only whether or not he should be charged, but what offense he should he charged with ... and it's not as simple as most people think."

The rioting, which police estimate caused at least $150,000 in damage, broke out late Wednesday after an originally peaceful protest about Grant's killing moved from the Fruitvale BART station to the downtown area. Splinter groups — many not related to the original protest — fanned out, breaking store windows, setting fire to at least five cars, including an Oakland police patrol car, and smashing windshields of parked cars, leaving them caved in like crushed eggshells.

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Grant's family pleads for peace - San Jose Mercury News
Grant's family pleads for peace - San Jose Mercury News ABC NewsGrant's family pleads for peace By Angela Hill, Harry Harris and Kelly Rayburn A car burns as police push a group of protesters down Fourteenth Street on Wednesday, January 7, 2009, Video: Protests Over BART Shooting Turn Violent Oakland protest organizer watched in horror BART board apologizes for officer-involved shooting

Blue Cross Blue Shield Wins Award For World Class Customer ... - Best Syndication
Blue Cross Blue Shield Wins Award For World Class Customer ... - Best Syndication NECNBlue Cross Blue Shield Wins Award For World Class Customer Also, ask yourself what is going to happen if something serious happens such as a car accident, or you get very sick and your doctors office isn’t open and Blue Cross Blue Shield of Massachusetts Foundation Awards $485000

AIG’s Rebranded Auto Unit May Be Among First Sold
Zurich’s US home and auto unit, Farmers Group Inc., may pass State Farm Mutual Automobile Insurance Co. to become the largest car insurer in California if

Increase health coverage in state - Muskogee Daily Phoenix
Increase health coverage in state This is exactly what California has done: Those already registered for other public assistance programs are rapidly enrolled in public health insurance. Mandated Health Insurance-Why The Conservatives Have It Exactly

Aon Completes Sale of Auto Insurance Specialists to Mercury General - Insurance Journal
Aon Completes Sale of Auto Insurance Specialists to Mercury General AIS is an independent broker and major producer of automobile insurance in California. It reported $400 million of direct premiums written during 2007.

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