Medical Expenses Auto Insurance Coverage Idaho ID

Reader’s Question:

I got involved in a car accident here in Idaho where the other driver was declared at fault. Now I have a cast on my leg and been in the hospital for a month. My medical payments insurance is almost used up. Will my insurer go after the other party’s car insurance company to collect money for my medical treatment?

Hugh

Boise, ID

Each state has varying car insurance laws. In Idaho, drivers are required to obtain the minimum liability insurance. This means that if the insured ever gets involved in a car accident and is found to be at fault, then his or her car insurance provider will shoulder the costs incurred resulting from the accident.

Minimum coverage means having up to twenty-five thousand dollars to pay for treatment of bodily injuries to a single person or a combined total of fifty thousand dollars for all passengers engaged in the accident. An amount of fifteen thousand dollars goes to property damage coverage if repairs are needed to the victim’s vehicle.

Assuming that the other motorist involved in the accident you were in has minimum liability coverage, then you really wouldn’t have any problem claiming medical payments coverage from his or her insurer. But while Idaho mandates that every driver have minimum liability insurance, some still drive around with not enough or no coverage at all. In this case, if you availed of the uninsured/underinsured section in your policy, then your own car insurance company should be the one taking care of all the medical expense, provided that the cost incurred for medical treatment is within the limit stated in your car insurance policy.

Tags: auto insurance coverage, car insurance, car insurance law, liability insurance

Source: Auto Insurance in Idaho

who has the best car insurance rates in Idaho??

Aug 08, 2008 by Eczekiel g | Posted in Insurance

See this http://gsx1.com/InsuranceComparison.html take the quote, they'll come back with prices from different insurers in your area. It's very quick and free of charge.
But to find a cheap price you should get several quotes, do some legwork till something better will come along.
Here's more from my bookmarks
http://finance.ebookorama.com/ukusa-selected-resources.php
http://gsx1.com/Car-Insurance/100.php

I moved from Idaho to New Jersey and am using my dads car, the title is in his name and so is the ID insurance?

Oct 03, 2008 by Jennifer21 | Posted in Insurance & Registration

I just moved from Idaho to New Jersey. The car I am using has Idaho plates, tags and title is registered to my dad in Idaho. It also has idaho insurance which I am on. Now, how can we make it without transferring the title(it's not allowed because he still owes money on it) that I can insure myself to drive the car in my new state of NJ? I don't have my drivers license here yet, it's still my Idaho one so I'll have to get that switched and get the car registered(how do i do this when i don't own the title) and then buy insurance(how do i do this when i don't own the title). Can anyone help? Can I still be covered in NJ if I get an NJ license and have Idaho insurance, plates, and tags?

Jennifer21, I recommend you call a local car insurance agent to assist you. Since I live in Arkansas I can't suggest an agent in New Jersey, but here is an resource that can help you. http://www.autoadviceonline.com/Auto-Insurance-Quote.html

Hope it works out

Which car insurance companies have you found to be cheapest for a teen?

Aug 02, 2008 by thirtythree_years | Posted in Insurance & Registration

I’m 17 years-old and plan to be added to my parent's car insurance. I have good grades, took driver’s ed, will be driving an older car and live in Idaho. Which company will work best for my situation? All help is appreciated.

See this http://gsx1.com/InsuranceComparison.html take the quote, they'll come back with prices from different insurers in your area. It's very quick and free of charge.
But to find a cheap price you should get several quotes, do some legwork till something better will come along.
Here's more from my bookmarks
http://finance.ebookorama.com/ukusa-selected-resources.php
http://gsx1.com/Car-Insurance/100.php

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