Missouri Life Insurance?
Dec 12, 2006 by Lesli F | Posted in Insurance
If you only have 6 months to live, and you can get some of your life insurance what is it called? And, is mandated by state or law?
Accelerated Death Benefits - This is when you have a policy, and the company you took the policy out from pays you a portion of the death benefit upfront due to terminal illness. The availability of this varies by state and company. I dont know if this is required in Missouri or not.
Another option that is available is called a viatical settlement. This is where you can sell your policy to institutional investors for a percentage of the face amount.
Check with the company you purchased policy from originally, and compare the two options to see which provides better arrangement for your circumstances.
LifeInsuranceAgent | Dec 12, 2006
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Can creditors go after a life insurance policy in Missouri? The deceased has no spouse and lives alone.?
Nov 24, 2008 by jeremy a | Posted in Insurance
My father passed away and left me as the beneficiary of the life insurance policy. My father has been divorced for years and lives alone.
Life insurance covers lots of different things. Since I'm from Vermont I'm not familiar with the Missouri regulations, so I recommend you call a local life insurance agent. http://www.usinsuranceadvisor.com/Life-Insurance.html They should be able to help you.
mariko m | Nov 25, 2008
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What ever happened to National Fidelity Life Insurance Company of Kansas City Missouri ?
Aug 25, 2006 by Larry M | Posted in Kansas City
They moved their office to a suburb of St Louis.
Austinite | Aug 26, 2006
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Health Insurance Options and COBRA For Unemployed - HULIQ
10.01.09
Employer based health insurance provides coverage for tens of millions of Americans. Unfortunately, many employees will be without coverage if they lose their job, quit, retire or if their company goes out of business. In most cases, an employee can elect COBRA upon losing employment. The Consolidated Omnibus Budget Reconciliation Act will provide 18 months of additional coverage so long as the group consisted of 20 or more employees. In Ohio, if the group is under 20 employees COBRA allows for up to six months of coverage. This law is sometimes referred to as "Baby COBRA."
There are certain rules regarding who is eligible to elect COBRA and what the cost will be, but in all cases COBRA is temporary insurance for the insured. In addition, the expense to the former employee can be significant. Ultimately, the cost will be determined by the premiums for the former plan plus a 2% administrative fee. Former employees are often surprised to discover how much it will cost to elect their company insurance through COBRA.
Source: HULIQ, NC
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Ozarks FirstSouthwest Missouri Senators Face Budget Shortfall But even so, local senators are still pushing for new bills they claim will improve southwest Missouri's quality of life. This year's ceremonial reconvening