In Rhode Island, do I need insurance to borrow someone's car or am I already covered if the person has....?

...insurance for that car?


If you borrow someones car, and they give you permission to drive it, you are covered by their insurance unless you are underage, as some policies don't cover anyone under 25. That is assuming you only borrow the car infrequently. If you borrow it a lot, you should be listed on the policy as a secondary driver.


I live in Massachusetts. Was in a single car motor vehicle accident in Rhode Island. I was a passenger.?

The accident happened about one month ago. Got seriously hurt. The owner of the vehicle I was in lives in Rhode Island, where the car is also Registered and Insured. The insurance policy is a bare minimum policy. I have no household automobile insurance policies and do not own a car. I live in an apartment. I am not on anybody's insurance policy. My question is, "If it becomes necessary, can I file suit against the driver of the motor vehicle and his insurance carrier in Massachusetts.......or must I file suit in Rhode Island where the accident happened, where the defendant lives, and where the defendant's motor vehicle is registered and insured. Please refer me to any Massachusetts and/or Rhode Island statutes that might be helpful. Thank you.


You can sue the driver's insurance company and be paid in full usually without having to go to court. I believe it's 20 or 40K per passenger for minimum coverage. The lawsuit would take place in RI because that's where the driver is insured. It doesn't matter where you live or if you're insured.

Order of Car Purchase, Insurance, and change of License?

Hi,
I'm buying a new car soon, but I've recently moved to rhode island from florida. I need to change my insurance to a new company because (getting off my father's policy), title the car in rhode island (and register it), get a Rhode Island driver's license, and register the car with the insurance company. What order seems most sensible for these things to occur?


I recommend you locate a local car insurance agent to help. Since I live in New Mexico I can't recommend an agent in Rhode Island, but here is an website that can help you. http://www.multipleautoinsurancequotes.com/Rhode-Island-Car-Insurance-Quotes.html

Good Luck.

In RI, sides line up over governor’s bid to cap Medicaid spending - Providence Journal

PROVIDENCE — With a decision deadline looming, state lawmakers were presented with two very different pictures yesterday of what a first-of-its-kind Medicaid overhaul might mean to one out of every 10 Rhode Islanders.

As he testified before the House Finance Committee, Governor Carcieri said the proposal would give the state more leeway in how it spends its Medicaid money, improve services for the state’s most vulnerable populations and save millions of dollars.

“The core of this is about choices and options for our citizens who are eligible for services,” Carcieri said.

But a top government official in Republican Gov. Lincoln Almond’s administration warned state legislators that the loosely defined proposal would jeopardize the lives of thousands of the elderly, the disabled and the poor, steering hundreds out of nursing homes and potentially reducing medical services to the poor.

“The suggestion that there will be no harm to

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