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I'm buying a used car in Texas, and need car insurance coverage; what is the minumum required by law?

Nov 27, 2008 by Linda | Posted in Insurance

Car insurance in Houston is so expensive!! I was wondering what is the minimum coverage that I need to pay? I can't afford to pay almost half of my monthly payment on car insurance!! That's crazy!

Do you know what is the minimum required by law? It would be a 60 months leased car.

Thank you!
GOD bless!

Hi Linda,

In Texas the minimum requirements for liability are 25/50/25. This insurance will cost you about $25 a month.

There is a good insurance company in Dallas. See my source below.

Hope this helps. Good luck and God bless :)

See my source below.

Joy S | Nov 28, 2008

Do you have to have proof of car insurance to get your car inspected in texas?

Sep 28, 2007 by Ashley M | Posted in Insurance & Registration

Just wanted to know if you have to have proof of car insurance in order to get your car inspected in the state of Texas?

Yes! The first thing they ask for in order to start your inspection sticker is proof of insurance.

John H | Sep 28, 2007

In Texas, what year did having car insurance or proof of responsibility become a law?

Sep 18, 2006 by Lisa D | Posted in Insurance & Registration

In Texas, what year did having car insurance become a law?

I would say some time in the 80's. I came into this business in Tennessee in 1981 and I can remember customers needing ID cards for when they passed thru Texas. (It was loooooong before Tennessee required it!)

mei-lin | Sep 21, 2006

Legal immigrants battle red tape to renew a driver's license - Houston Chronicle

10.01.09

Pakistan native Adeel Mehmood started building a life in Houston after the U.S. government granted him asylum more than two years ago.

He graduated from the University of Houston, settled into a home in Garden Oaks and saved money from his restaurant job to buy his dream car: a new Toyota Camry.

The 25-year-old still faithfully makes payments on the Camry — and on his insurance — even though the state of Texas in December denied his application to renew his driver's license, citing a new policy that took effect Oct. 1 requiring specific documentation to prove an applicant's legal immigration status.

Three months after the policy took effect, critics are pointing to a growing list of cases involving legal immigrants who have been significantly delayed or outright rejected in their efforts to get or renew licenses, despite being authorized to live and work legally in the U.S.

"I have always maintained my legal status," Mehmood said. "It's not fair to people who want to live here and follow the law."

Source: Houston Chronicle, United States

Texas car insurance - News


Legal immigrants battle red tape to renew a driver's license - Houston Chronicle
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